Private access — onboarding groups one at a time

AP & procurement
on autopilot

AP automation & procurement workflows for multi-entity finance teams on Xero. Requests, approvals, PO documents, invoices, and posting — one connected flow.

No credit card · 14-day trial · Bring your own Xero connection

app.apbuddy.com/review

12

Pending review

94%

Auto-matched

4

Across entities

InvoiceConfidence

Acme Construction

INV-2024-0087 · $18,900.00

98%

Northwind Supplies

INV-5521 · $2,430.50

98%

Riverstone Electrical

PO-3390 · $7,120.00

84%

BlueSky SaaS

INV-99120 · $540.00

98%

Purpose-built for multi-entity finance teams

Xero-native — bring your own connection
Multi-entity by design
Row-level tenant isolation
Bank details masked & verified
Duplicate detection across orgs
Full receipt-to-reconciliation audit trail

The complete AP pipeline

Every step from inbox to Xero — automated, auditable, accurate.

Ingest Invoices Automatically

  • Forward invoices to your dedicated email inbox
  • Drag & drop PDFs, or snap a photo on mobile
  • Auto-detected and queued for processing

invoice@yourorg.apbuddy.com

Beyond invoices

Procurement workflows built for finance

Configurable request types with multi-stage approvals, digital signatures, and PO document generation — all connected to your Xero books.

Software & subscription requests

Stop SaaS creep before it hits the bill.

  • Requestor form captures vendor, cost, owner, and business case
  • Finance review, then sequential BU Leader → Group Finance approvals
  • Approved requests land in the subscription register with owner and renewal date

Subcontractor engagements

PO issued in minutes, not days.

  • GP margin calculator with 20–25% target guardrails
  • Compliance checklist: insurance, WHS, licences, ABN
  • BU Leader → Pricing Committee → Commercial Director → Finance sign-off
  • PO document auto-generated with digital signatures

Supplier onboarding

Suppliers do the data entry, not you.

  • Send a magic-link form — no login required for the supplier
  • Captures ABN, GST, bank details, insurance, schedule of rates
  • Finance verification step before the vendor goes active in Xero
New · Subscription management

The SaaS bill nobody signed off on

Most subscriptions never touch procurement — they land on a card and hide in the GL. APBuddy keeps a group-wide register with owners, costs and renewal dates, and finds the recurring spend that isn’t on it yet.

Detection, not declaration

APBuddy scans 24 months of card transactions and bills from Xero, spots recurring patterns, and flags subscriptions Finance never approved.

Actual vs expected, per subscription

Every charge is matched back to its register entry — price creep, double-billing, and vanished charges surface as variance badges.

Renewal alerts that arrive in time

Notifications land before the cancellation-notice deadline, not after the invoice — with the real ‘act by’ date, not just the renewal date.

Duplicate tools, caught group-wide

Two entities both paying for the same design tool? The cross-entity view shows every vendor appearing twice, with combined spend.

Subscriptions · All entities3 to review

Canva Teams

$89/mo

On track

Atlassian Cloud

$1,240/mo

Over expected

MSFT 365

$2,180/mo

Renews in 12d

PAYPAL *FIGMA

~$68/mo

Unreviewed

PAYPAL *FIGMA — 6 monthly charges averaging $68 detected on the Acme Digital card. Not in the register.

AI-powered

Your AP data, one question away

APBuddy’s assistant reads across every entity you have connected — invoices, requests, approvals, Xero cache — and answers in plain English.

  • Ask about spend, aging, approvals, or a specific vendor in plain English
  • Surface duplicates, unknown senders, and stuck approvals instantly
  • Vendor breakdowns, entity-level cash outflow, and pipeline status on demand
AP AssistantOnline

What’s outstanding across all entities?

You have 31 bills totalling $182,450 authorised in Xero across 4 entities. $47,200 falls due in the next 7 days — largest is $18,900 to Acme Corp (Group HQ).

Any duplicates or approvals stuck?

2 duplicate flags and 5 approvals waiting > 3 days:

- INV-1042 (Acme) matches a bill posted last week
- 3 approvals pending with Sarah (BU Leader)
- 2 subcontractor POs awaiting Pricing Committee

The shift

From chasing paperwork to on autopilot

Every manual bottleneck in your AP process, replaced by one connected flow.

Manual data entry from every invoice
AI extracts every field with confidence scoring
Chasing POs and approvals in email threads
Digital PO documents signed and issued in minutes
Suppliers filling out PDF onboarding forms
Magic-link onboarding — the supplier does the typing
Duplicate payments slipping through entities
Cross-entity duplicate & fraud detection at ingest
No shared view of pending approvals or spend
One dashboard: requests, approvals, invoices, insights

AI extraction on every field

Confidence-scored supplier, amounts, dates, and line items — the low-confidence ones flagged for review.

One-click email approvals

Approvers act straight from their inbox with a signed magic link — no login, no chasing.

Built for multi-entity groups

One console across every Xero entity, with per-org roles, thresholds, and intercompany allocation.

The platform

Everything included

From request to reconciliation — the full accounts-payable and procurement stack, organised the way you’ll use it.

Invoices post themselves

  • Email inbox capture

    Forward invoices to a dedicated address — deduped and queued automatically.

  • AI extraction

    Supplier, ABN, line items, dates, tax — with per-field confidence scoring.

  • Smart matching

    Learned rules map vendors to Xero contacts, account codes, tax and tracking.

  • Duplicate & fraud detection

    Catch duplicates across every entity before posting; flag suspicious senders.

  • Xero-native posting

    Draft ACCPAY/ACCREC with contacts, line items, tax codes and attachments.

Procurement under control

  • Approval workflows

    Threshold-based routing with one-click approve or reject from email.

  • Purchase requests & POs

    Software, subscription and subcontractor requests with signed PO documents.

  • Configurable request types

    Design fields, conditions and approval chains without waiting for a release.

  • Vendor register & onboarding

    Magic-link supplier onboarding: ABN, bank details, insurance, rates.

Know what you’re really spending

  • Subscription detection

    Recurring card and bill spend from Xero flagged for review — AI-labelled.

  • Renewal alerts

    Notified before the cancellation-notice deadline, with the real act-by date.

  • Cost analytics

    Actual vs expected per subscription, GL breakdowns, 12-month trend.

  • AP Assistant

    Ask questions about your invoices, vendors and spend in plain English.

Built for groups

  • Multi-entity RBAC

    Per-entity roles for Finance, BU Leaders, Pricing Committee and Directors.

  • Intercompany allocation

    Split costs across entities — fixed or headcount-driven, AR raised in HQ.

  • Cross-entity console

    One dashboard across every Xero org — no tenant switching.

See APBuddy on your books

Tell us about your entities and we’ll set up a walkthrough tailored to your Xero and approval structure.

Request access